Admissions strategy • funding clarity • family-first planning

Save ON The Cost Of College, Not Just FOR College

Schedule a Consultation

Partner With AGACP

A Grade Above College Planning helps families make informed college decisions through financial aid planning, scholarship strategies, and college funding guidance while helping financial professionals deliver greater value to their clients.

SMART COLLEGE PLANNING

Families & Advisors

One plan for smarter college decisions and financial confidence.

Understand financial aid opportunities

Build scholarship and funding strategies

Compare college costs before making decision

Avoid costly college decisions before deadlines arrive

Financial decisions families can understand

Strategies that protect both college goals and retirement goals

HOW WE HELP FAMILIES

Helping Families Make Smarter College Decisions

AGACP helps families understand financial aid, scholarships, college costs, and funding strategies so they can make informed decisions with confidence.

Financial Aid Planning

Helping families understand available aid opportunities and how financial aid impacts college affordability.

Scholarship Strategy

Creating systems and strategies to identify scholarship opportunities and reduce out-of-pocket costs.

College Cost Analysis

Comparing schools based on actual cost, not just sticker price, to make smarter financial decisions.

Funding Guidance

Developing practical approaches to paying for college while protecting long-term financial goals.

WHY ADVISORS PARTNER WITH AGACP

Help Your Clients Navigate College Without Becoming A College Planning Expert

AGACP helps financial advisors, wealth managers, insurance professionals, and other trusted professionals provide specialized college planning guidance that strengthens relationships and creates better outcomes for families. We become an extension of your team while you remain the trusted advisor.

Strengthen Relationships

Help clients solve one of the biggest financial challenges their families face.

Differentiate Your Practice

Offer a valuable service many competitors cannot provide.

Create Deeper Planning Opportunities

College planning often leads to conversations around investments, retirement, insurance, and estate planning.

Protect Client Outcomes

Help families avoid costly mistakes that can impact both college affordability and long-term financial goals.

Our Philosophy

We believe a family's goal should not simply be getting into college. It should be helping students attend a school that creates opportunity without creating unnecessary financial burden.

College Rankings Are Not Life Rankings

The most expensive school is not always the best fit..

Financial Aid Is A Strategy, Not A Lottery

Families should understand their options before making major decisions.

Parents Should Not Jeopardize Retirement

College planning should support students while protecting long-term financial goals.

Every Family Deserves A Plan

Clear guidance helps families move forward with confidence.

ABOUT JOSH

Meet Josh Smith

For more than 10 years, Josh Smith has helped students and families navigate one of life's biggest financial decisions with greater clarity and confidence.

After working with families through important financial decisions, Josh saw how overwhelming college costs, financial aid, scholarships, school selection, and funding decisions could become.

He founded A Grade Above College Planning to provide personalized guidance and practical strategies that help families make informed decisions while protecting long-term financial goals.

Today, Josh works alongside both families and trusted professionals to create better outcomes and greater confidence throughout the college planning process.

For more than 10 years, Josh Smith has helped students and families navigate one of life’s biggest financial decisions with greater clarity and confidence.

After working with families through important financial decisions, Josh saw how overwhelming college costs, financial aid, scholarships, school selection, and funding decisions could become.

He founded A Grade Above College Planning to provide personalized guidance and practical strategies that help families make informed decisions while protecting long-term financial goals.

Today, Josh works alongside both families and trusted professionals to create better outcomes and greater confidence throughout the college planning process.

Request a consultation

READY TO START THE CONVERSATION?

Make The Next College Conversation Easier

Whether you're a family preparing for college or a trusted professional looking to support your clients, A Grade Above College Planning provides practical guidance, personalized strategies, and greater confidence throughout the college planning process.

Schedule a Consultation

Connect With Us

Have questions about your student’s college plan? Reach out directly or follow along for planning guidance.

(949) 945-0465

info@agradeabovecp.com